Robinhood Chain Lending ProtocolMarket openBorrow real stocks.
Put up ETH.
NVDA, TSLA, AAPL and five more, sitting in a pool that anyone can borrow from. Leave 150% of the stock's value in ETH, take the stock, and do what you want with it. Bring it back and your ETH is waiting.
NVDA
TSLA
AAPL
AMD
GOOGL
PLTR
AMZN
SPYWhat you can borrow
Prices come from Chainlink. Inventory and rates come from the pool contract.
| Stock | Price | Available | Utilisation | Borrow APR |
|---|---|---|---|---|
NVDA NVIDIA | — | — | — | |
TSLA Tesla | — | — | — | |
AAPL Apple | — | — | — | |
AMD Advanced Micro Devices | — | — | — | |
GOOGL Alphabet | — | — | — | |
PLTR Palantir | — | — | — | |
AMZN Amazon | — | — | — | |
SPY S&P 500 ETF | — | — | — |
How it works
Three moving parts. No governance, no admin key, nobody who can change the rules.
Trading fees buy the stocks
Every trade of $STERLING pays a 3% fee to buy and 5% to sell. A Uniswap v4 hook collects that fee and hands it to the lending pool, which spends it on real tokenized stocks, spread evenly across all eight. The pool grows with trading volume. Nobody has to fund it.
Put up ETH, borrow the stock
Hold 10,000 $STERLING to unlock borrowing. Deposit ETH worth 150% of the stock you want, and the stock is sent to your wallet. It's yours to hold, sell, or move anywhere. The ETH just sits as your deposit.
Give the stock back, get your ETH
Return the stock and your full deposit comes back. Interest builds up while you hold it, and that interest stays in the pool. If your deposit ever falls below 125% of what you owe, anyone can close your loan and take the ETH, with a 7% cut for doing it.
The weekend gap
US stocks stop trading Friday at 8pm ET and don't start again until Sunday at 8pm ET. This chain never stops.
Sterling reads Chainlink's stock price feeds, which run 24/5. During the weekend there is no price at all, so the pool stops new loans, freezes deposit withdrawals, and refuses to close anyone's loan on a stale price.
Repaying and adding ETH always work, including at 3am on a Sunday. You must always be able to save your own position.
Loans opened after Friday 4pm ET need 200% ETH instead of 150%, because they have to survive roughly 48 hours with no price updates.
A stock can jump hard over a weekend while nobody can close a bad loan.
That risk is real, the pool carries it, and no amount of code removes it. You can only leave room for it. The 150% / 125% rule and the Friday increase are that room. A Monday gap bigger than the buffer leaves the pool short.
We would rather say that plainly than bury it in a doc.
Real stocks. Real ETH. No middleman.
Nobody holds your funds, nobody can change the rules, and every address is public on Blockscout.